Smart Investment

Smart Investment: You may think where to invest now or what are the investing basics, or investment proposal. There are types of investment and investment solutions out there. From it, I will try to show the best capital investment options.

Hi Friends. Many of you would agree that Money is the most important thing. For many people and most of them have a habit to compare everything with money like "More money" means "More Success, More Happiness, A better Life and A better Future because of this every person is busy in earning money and more busy in saving it. Moreover, People have various reasons and different ways to save money. Some people save money for emergency some people save money to buy their own house, some people are saving money for future studies, while some are saving money for retirement life. But there are many people who want to invest their savings in a different place

s. so that secondary income can be generated. So let us Begin...

1)   Investment in Real Estate

Every man dreams to have his own house, and every shopkeeper has a dream to have his own shop. Now there are many people who have their own house or have their own shop but then too they buy more houses big shops, despite having a small business how many times we think such people as "SHOWOFF" or "CORRUPT" persons, but actually, they are financially smart. Now the question arises here is how they are more financially smart? And why we are not smart like them? Actually, this journey of money starts from the same stage, means a normal person and a financially smart person saves money from start itself. After saving some huge amount of money, both of them first buy the most important thing from that money like their own house then after saving some more money normal person try to fulfill his other wishes like car, bike, etc now if he thinks to buy another house it’s possible that he may not be able to buy it, because this car & bike which is actually a "LIABILITY" generates expenses for him and after paying for all these expenses he doesn't have enough money to buy another house. On the other hand, financially smart person continuous to save money till he is able to buy another house or shop, and then he gives this house or shop to others on rent, and then he fulfills his other wishes from the amount generated from it. Like a financially smart person, if you also want that your saving should generate profit for you, then instead of buying liability, invest it in Real Estate by buying a piece of land or a house or a shop and give it to others on rent.

There are two benefits of investing in Real Estate.

First, if you are not working or doing any kind of job, then too real estate will generate income for you Second, despite having all type of expenses, you will be able to save money continuously which later on, you can reinvest it at other places as well. But always remember one thing you should always do your investment at the legal and authorized place only

2)   Investment in Gold

The price of gold increases and changes almost every day especially in India, it increases a lot. Actually, the gold price depends on the value of the dollar, when the value of the dollar gets increased in the market, gold price increases. So if you want long-term benefit like Real Estate investment then investment in gold is also a good choice now there are two ways to invest in gold.

Investment in Gold Jewellery and Investment in Gold through Bullion Market.

But if you are investing in jewellery you will not get full profit at the time of selling it in the market. Example Assume price of 10 gram gold is Rs. 32000 and you have purchased a 20 gram gold chain whose actual price is Rs. 640000 but after adding "making charge" & "taxes" in it it will cost you for Rs. 655000 now if you are going to sell that chain in the market by keeping its price at Rs. 655000 at that time, shopkeeper subtract discount charge and making charges from it and gives you only Rs. 640000 and due to investment in jewellery, you have to face a loss of Rs. 15000 but if you are investing in bullion by purchasing a gold coin, gold biscuit or gold brick, then while selling it in the market, you will get the actual amount for it without deducting any extra type of charges. So if you want a long-term gold benefit, it’s better to invest in bullion. One more benefit of investing in gold is that you can keep it in a bank safety locker and whenever required, you can take it also from a bank locker.

3)   Investment in Share Market

Many people think that share market business is a type of gambling and they feel that the wrong uses of money take place in Share Market but actually it’s not like that. Share Market business is government approved. If you are a little bit financially smart and you have a good knowledge of share market then by just sitting at home, you can earn lots of money. You have to keep little patience in order to earn profit from share market and at the same time, you have to keep eye on various companies share price. It’s not necessary that if today any company share price is more or increasing it will increase in the future. It may be possible that due to some reason the company’s share price starts falling. It is very necessary to know that in which company you are going to invest your money, and in future what will be the status and condition of that company in the market. WARREN BUFFET, who is the best investor in the world, says that we should not invest all our money at one place. It means that if you are having three options of investment then you should invest a little amount of money in every investment so that if you face loss in one investment then the profit in other investment will compensate that loss. That's why always try to do a smart investment and "Always try to diversify your investment...!”